:root{--navy:#0b2d4a;--blue:#0c86cf;--green:#3d8e49;--ink:#314c67;--line:#dfe8ed;--warm:#fffaf2;--yellow:#fff4cf;--max:980px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--navy);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:var(--blue)}.dev{background:var(--yellow);color:#66521e;text-align:center;padding:7px 18px;font-size:12px;border-bottom:1px solid #e9d99b}.top{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px;width:min(1120px,calc(100% - 36px));margin:auto}.brand{text-decoration:none;font-weight:850;font-size:28px;letter-spacing:-.045em}.brand span{color:var(--green)}.top nav{display:flex;gap:22px;align-items:center;font-size:13px}.top nav a{text-decoration:none;color:#28465f}.top .home{background:var(--blue);color:#fff;padding:10px 17px;border-radius:999px;font-weight:750}.hero{background:linear-gradient(135deg,#f7fbfd 0%,#f4faf4 100%);border-top:1px solid #f0f4f6;border-bottom:1px solid var(--line)}.hero-inner{width:min(var(--max),calc(100% - 36px));margin:auto;padding:66px 0 56px}.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:11px;font-weight:850;color:var(--green);margin-bottom:12px}.hero h1{margin:0 0 12px;font-size:clamp(46px,7vw,76px);line-height:.98;letter-spacing:-.055em}.hero p{margin:0;max-width:760px;color:var(--ink);font-size:20px}.shell{width:min(var(--max),calc(100% - 36px));margin:auto;padding:42px 0 70px}.note{background:var(--warm);border:1px solid #f0e5cc;border-radius:16px;padding:18px 20px;margin:0 0 28px;color:#5b513d}.note strong{color:var(--navy)}h2{margin:42px 0 10px;font-size:31px;line-height:1.1;letter-spacing:-.035em}h3{margin:28px 0 7px;font-size:20px;line-height:1.2}p{color:var(--ink);margin:0 0 16px}.lead{font-size:19px}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:24px 0}.card{border:1px solid var(--line);border-radius:15px;padding:20px;background:#fff}.card h3{margin-top:0}.card p:last-child{margin-bottom:0}.chips{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0}.chip{border:1px solid #cfe0e9;background:#f8fcfe;border-radius:999px;padding:6px 10px;font-size:12px;color:#36556f}.links{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}.links a{padding:15px;border-radius:12px;background:#eef7fc;text-decoration:none;font-weight:750}.decision{width:100%;border-collapse:collapse;margin:20px 0;font-size:14px}.decision th,.decision td{text-align:left;vertical-align:top;padding:12px;border-bottom:1px solid var(--line)}.decision th{color:var(--navy);background:#f8fbfc}.muted{font-size:13px;color:#62778a}blockquote{margin:24px 0;padding:18px 22px;border-left:5px solid var(--green);background:#f3f9ef;color:#29465d;font-size:20px}.back{display:inline-block;margin-top:36px;font-weight:750;text-decoration:none}.footer{background:var(--navy);color:#d3dee7}.footer-inner{width:min(1120px,calc(100% - 36px));margin:auto;min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:12px}.footer strong{color:#fff;font-size:18px}@media(max-width:720px){.top nav{display:none}.hero-inner{padding:46px 0 40px}.hero p{font-size:18px}.grid,.links{grid-template-columns:1fr}.decision{font-size:12px}.decision th,.decision td{padding:9px}.footer-inner{padding:18px 0;flex-direction:column;align-items:flex-start}}